

Over 7 million UK adults are carrying debt that feels impossible to shift. Most of them don't know what legal options exist to help them break free of this trap and finally feel back in control again. Click below to find out more and see whether you qualify.

If you're making minimum payments every month and watching the balance barely move, you're not failing, you're in a trap that's designed to be hard to escape.
The UK has a set of legal, regulated debt solutions that most people in this situation have never been told about.
They're used by hundreds of thousands of people every year. They exist specifically for people who are working, managing, and still not getting ahead.
If you are tired of living like this and want help to break free from the debt trap, there are legal solutions available that can help you do this. To find out more and see if you qualify click below.


You answer a short set of questions about your debt, income, and circumstances. No phone call required.

Based on your answers, we send you a breakdown of the debt relief options that may apply to your situation

If you want to explore any option further, we connect you with a fully regulated, FCA-authorised debt advisor — at no cost and with no pressure.
Research consistently shows that people who get clear information about their debt options, even before anything changes financially, report an immediate reduction in stress.
Not because the debt disappeared. Because the unknown became known.
The average person waits 6 to 18 months after things become unmanageable before they seek help.
That's months of compounding interest, sleepless nights, and avoided conversations that didn't have to happen.
The information is free. It takes two minutes to request.
And it commits you to nothing. The only thing it costs is the assumption that there's nothing you can do.


John Lee
Genuine Customer

The Business Financial Health Assessment gave us a clear picture of our finances and recommendations that improved cash flow and profitability. Highly recommended!

Genuine Customer

I was amazed at how much clearer our financial strategies became after the assessment. We’ve already implemented several recommendations and are seeing positive results!

Genuine Customer

Quick, thorough, and insightful! The assessment highlighted areas we had missed, and now our business is on a much healthier financial path. I couldn't be happier!

No. Answering a few questions and receiving information by email has zero impact on your credit score. Nothing is registered with any credit agency. Your credit file is completely unaffected.
Not unless you specifically request it. You will receive information by email only. If, after reading what's available, you'd like to speak with a regulated advisor, that option is there — but it's entirely your choice, and there is no pressure either way.
Money Reset is an information service. We are not a debt solution provider. If you decide you'd like to be connected with a regulated advisor, that referral is made to an FCA-authorised partner — but only if you ask for it.
Anyone in the UK who is struggling with unsecured debt — credit cards, personal loans, overdrafts — and wants to understand what options may be available to them. You do not need to be in a crisis situation. Many people who use services like this are employed, managing their payments, but not making any real progress.
Your information is used only to determine which debt options may apply to your circumstances and to send you the relevant information. It is not shared with any third party without your explicit consent. Full details are in our Privacy Policy.
That's a valid outcome — and an honest one. If your circumstances mean that formal debt solutions aren't the right fit, we'll tell you that clearly, and we'll point you towards other resources that may help. The goal is clarity, not a sale.
Money Reset UK is an information and introduction service. We are not authorised to provide debt advice. All information provided is general in nature and does not constitute regulated financial advice. If you choose to proceed, your details will be passed — with your consent — to an FCA-authorised debt solutions partner who will assess your individual circumstances and advise accordingly. Free debt counselling is also available via MoneyHelper at moneyhelper.org.uk. Fees may apply depending on the solution entered into. Your credit rating may be affected. Repaying debt over a longer period may increase the total amount repaid.
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